Using a Planner as a Wallet: Sort of Reconsidered | Giftie Etcetera: Using a Planner as a Wallet: Sort of Reconsidered

Friday, April 3, 2015

Using a Planner as a Wallet: Sort of Reconsidered

I am not a fan of a fat, heavy planner, so I use a tiny wallet to hold credit cards and such and, on shopping days, carry a large wallet with coupons in it. That larger wallet holds things like store discount cards and the back-up credit cards. By keeping most of my cards out of my planner, I keep my planner fairly light.

planner, wallet

But through the course of my last two months of doing this wallet experiment, I've had occasions, that are likely to reoccur, where I needed something from the backup wallet that wasn't in my planner.

So, like any good plannerd, I made a list.

*Medical Appointment Cards
*Gift Cards (to stores other than my grocery store)
*One Non-Discover Backup Credit Card (because the local coffee shop doesn't take Discover)
*Kids' Medical Cards
*Library Cards
*Coffee Shop Punch Card

planner, wallet

It's enough stuff that it can't go in my tiny wallet (with my credit card, bank card, cash, medical card, and id). But I refuse to carry all the store discount cards and coupons just for trips to the library or coffee shop.

So I put the gift cards and doctor cards in the front of my planner (so I see and remember to use the gift cards) and the backup credit card, medical cards, and library card in a business card holder in the back.

Three different places for cards might seem excessive, but the wallet goes everywhere, the planner almost everywhere, and the big wallet only on shopping trips.

The system works so far, and working is the purpose of systems, after all.

Is a system using three wallets (well, two wallets and a planner) excessive? Do you keep any cards at all in your planner?


5 comments: said...

I don't keep any cards in my planner. I know a lot of people use their planner as a wallet but I never have. I prefer having a separate wallet. My daughter uses hers as a wallet and loves it.

Josh LaPorte said...

I used my filofax as a wallet for about a year. I think it was a great thing to do as it really reinforced the habit of carrying the planner everywhere I go.

Eventually, that habit was totally set and I realized that there were a lot of compromises involved in keeping your wallet stuff in your planner, so I reverted to pocket wallet, with a couple of wallet things in my planner but not many. It works really well. It was super-inconvenient when I needed to carry my wallet with full hands, which was solved by keeping a pocket wallet separate from my planner. I now also have a pocket notebook so I can still take a note during times when my planner is not at hand, very helpful.

lisa said...

If three wallets work for you, I don't think it's excessive. Last year I had a lot of stuff going on and I carried all of it around with me. I use my planner as a wallet whether I'm in a pocket or a compact. It makes more sense to me when I'm paying bills or out and about; everything's right where I need it. And since I keep it accessible my husband can easily grab whatever card he needs and see what I'm doing for the day at the same time.

Josh: I'm using a separate notebook these days too. I'm experiencing "planner noise", if that makes any sense. Past and future have started to meld together in my planner and I need one bright clean sheet to clear my head and start the day.

KariP said...

Whoa! What timing. I get really tired of juggling my wallet, card case, and planner, especially at checkout counters with people behind me. Plus cashiers are always rushing to get to the next customer, so everything gets shoved into wherever. I've never been a fan of using my planner as a wallet, can't stand my finances to be on display, but this was driving me nuts. Took a Target $1 Spot pouch, trimmed it to size, 2 seams through the sewing machine, punched holes for the planner. Voila! Removable and PRIVATE wallet pouch. (Have to get another one to fit my Personal size planners.) Now depending on the situation, I can have my wallet in there, or not.

Anna said...

I used to use my planner as a wallet (more than 10 years ago.) I forget why I stopped. It was probably at some point when I switched wallets. Now I keep my wallet separate, and keep as little in it as possible. Maybe that's partly habit b/c I've lived in the Congo for so long. I put my wallet in my pocket & bike to do marketing, etc. And everything is cash based. We do have an ATM now, and I usually keep the ATM card in my wallet, but all my credit cards stay hidden in the house. If I have to pay bills, it's cash, and I just have to walk across my yard for that. I take my planner & money, but not my wallet. :)